In modern society, the popularity of online shopping is growing, and gradually it is spreading to all new categories of goods. Nevertheless, in some categories, barriers to online shopping are still high, and in some areas of retail, online trading is currently prohibited by law or possible with restrictions. Pharmaceuticals are included in the list of available for online ordering. However, consumer research and analysis of internal search engine data show that there has recently been an increase in user interest in finding and buying OTC products, vitamins and dietary supplements online. According to surveys, the rate of users who are potentially willing to buy drugs online is high. Today, 71% of people using the Internet in America consider buying any drug online convenient and 56% are considering buying OTC drugs online as the most affordable option. At the same time, 50% of online users have real experience of buying medicines (including vitamins), and 56% – OTC drugs. Another encouraging fact is that searches for online drug purchases have nearly doubled over the past year. In general, the number of such requests has been growing steadily since 2014. The Internet is becoming an important health consultant for users – according…
Category: General
Payday Loan Industry Is Growing in 2021: What You Need to Know
In the field of microcredit, one significant news is currently being discussed. It lies in the fact that over the past months of 2021, the share of online payday loans has grown significantly – at the moment it has reached its historical maximum. As a percentage, this is 29.6% of the total mass of short-term loans. Such data were provided by the Bureau of Economic Analysis (BEA), which includes 80% of all companies that are engaged in microfinance. Comparing indicators for online loans in 2021 and 2020 In the first quarter of 2021, 2.7 billion dollars of loans were issued. Compared to the first quarter of 2020, this amount increased by 18.8%. But the indicators related to online payday loans are much more interesting. They account for almost 825 million dollars, which is 40% more than in the same period (the same first quarter) last year. The growth of the offline portfolio is also noticeable – within the quarter it grew by 2.3%, and within the year – by 11.7%. As a result, as we can see from the numbers, the greatest growth in the microcredit market happened precisely because of the active development of online payday loans.